Who is Dhana Lakshmi
Dhana Lakshmi is the eighth of the eight Ashtalakshmi forms, embodying the divine aspect of material wealth, gold, money, and precious possessions. She represents financial prosperity, abundance, and the accumulation of valuable assets. Her origin is rooted in the Śrī Sūkta, a hymn in the Rigveda that invokes Lakshmi as the bestower of gold, cows, and horses. The Lakṣmī Purāṇa elaborates on her role as the granter of worldly riches, while the Puranas describe her as a manifestation of the supreme goddess who provides both spiritual and material well-being. Iconographically, Dhana Lakshmi is depicted with four arms, seated on a lotus, symbolizing purity and detachment.
Her upper hands hold a lotus and a pot of gold, while her lower hands shower gold coins, signifying the continuous flow of wealth. She often displays the abhaya mudra (gesture of fearlessness) and varada mudra (gesture of boon-granting), reassuring devotees of her protective and benevolent nature. According to the Skanda Purana, she emerged during the churning of the ocean (Samudra Manthan) as one of the many forms of Lakshmi, bringing prosperity to the gods. Another myth, found in the Devi Mahatmya, recounts how she blesses devotees who perform righteous deeds and charity, emphasizing that wealth must be used for dharma. Regional worship traditions include grand celebrations during Diwali, where homes are cleaned and lit to welcome her, and Dhanteras, when gold and utensils are purchased as auspicious symbols.
In South India, Varalakshmi Vratam is observed to seek her blessings for financial stability. During Navaratri, she is venerated as one of the nine forms of the goddess. Dhana Lakshmi's role in Hindu cosmology is to ensure that material prosperity supports spiritual growth, as wealth is considered a tool for sustaining life and performing religious duties. Her worship is pan-Indian, with temples dedicated to Ashtalakshmi, such as the one in Chennai, where her shrine attracts devotees seeking financial success. The Śrī Sūkta repeatedly prays to her for gold, cattle, and abundance, while the Lakṣmī Purāṇa stresses that she only resides where virtue, truth, and generosity prevail.
Thus, Dhana Lakshmi is not merely a giver of riches but a divine force that aligns material wealth with cosmic order.
Roots of the name
The name 'Dhana Lakshmi' is derived from the Sanskrit roots 'dhana' (धन), meaning 'wealth, treasure, or riches', and 'Lakshmi' (लक्ष्मी), the goddess of prosperity. The compound signifies 'the Lakshmi of wealth'.
In the Śrī Sūkta (Rigveda 1.82.6), Lakshmi is invoked as the bestower of gold, cows, and horses, establishing her connection with material abundance. The term 'Ashtalakshmi' (अष्टलक्ष्मी) refers to the octet of Lakshmi forms, with Dhana Lakshmi as the eighth.
Regional variants include 'Dhanalakshmi' in South Indian traditions and 'Dhanada' in some texts, emphasizing her role as the giver of wealth. The Skanda Purana and Lakṣmī Purāṇa use the name to denote the aspect of the goddess that grants financial prosperity.
Where the deity first appears
Dhana Lakshmi's earliest textual roots are in the Śrī Sūkta (Rigveda 1.82.6), a hymn that prays to Lakshmi for gold, cows, and horses, linking her to material wealth. The concept of Ashtalakshmi, including Dhana Lakshmi, crystallizes in the Puranic period. The Lakṣmī Purāṇa (c.
6th-7th century CE) elaborates on her role as the granter of worldly riches, describing her as a manifestation of the supreme goddess who provides both spiritual and material well-being. The Skanda Purana (c. 7th-8th century CE) recounts her emergence during the churning of the ocean (Samudra Manthan), where she appears as one of Lakshmi's forms, bringing prosperity to the gods.
The Devi Mahatmya (c. 5th-6th century CE), part of the Markandeya Purana, also references her in the context of blessing devotees who perform righteous deeds. Dhana Lakshmi rises to prominence in medieval times with the growth of the Ashtalakshmi cult, particularly in South India, where temples dedicated to the octet became common.
Sectarian shifts within Vaishnavism and Shaktism emphasize her as both a consort of Vishnu and an independent goddess of wealth.
Names by which the divine is addressed
What they hold
Form, mudras, weapons & vahana
Dhana Lakshmi is typically depicted with four arms, seated on a lotus (padmasana), symbolizing purity and detachment. Her complexion is golden or red, representing prosperity and energy.
In her upper hands, she holds a lotus (padma) and a pot of gold (kalasha or nidhi). Her lower hands shower gold coins (suvarna mudra) and display the abhaya mudra (gesture of fearlessness) and varada mudra (gesture of boon-granting).
Some descriptions, as in the Vishnu Dharmottara Purana, show her with six arms holding a chakra, shankha, kalasha, bow, arrow, and lotus. She wears red garments and ornaments of gold and gems.
In South Indian bronze icons, she is often depicted with a slender waist and a gentle smile, while North Indian miniature paintings show her in a more opulent style, surrounded by wealth symbols. The dhyana-shloka from the Ashtalakshmi Stotram describes her as 'Dhana Lakshmi' with a lotus in hand and gold coins falling from her palm.
Philosophical interpretations
In Advaita Vedanta, Dhana Lakshmi is seen as a manifestation of the supreme Brahman, representing the material aspect of the divine that aids in the pursuit of dharma and artha, ultimately leading to moksha. She is not separate from the ultimate reality but a form through which devotees can experience prosperity.
In Vishishtadvaita, as per Ramanuja's commentary on the Vishnu Purana, Lakshmi (including Dhana Lakshmi) is the consort of Vishnu and the mediator between God and devotees, bestowing material blessings as a grace. In Dvaita, Madhva emphasizes her role as a distinct deity subordinate to Vishnu, granting wealth to those who worship her with devotion.
In Shaktism, she is an aspect of the supreme goddess, embodying the creative and sustaining power of the universe. Tantric traditions, such as in the Lakshmi Tantra, view her as a bestower of siddhis (supernatural powers) and material abundance, with rituals involving mantras and yantras to invoke her.
The Lakṣmī Purāṇa presents her as both spiritual and material provider, aligning with the concept that wealth is a tool for dharma.
Sacred utterances
A favourite verse
Vedic remediation guidance
- Marital discord
- Skin/beauty issues
- Lack of comforts
- Vehicle problems
Worship of Dhana Lakshmi is prescribed when Venus, the kāraka of wealth and luxury, is debilitated, combust, or conjoined with malefics in the 2nd, 5th, or 11th house, or when Saturn afflicts the 8th house or Venus itself, as such configurations block the flow of material prosperity. Dhana Lakshmi is associated with Venus because her iconography—showering gold coins from a pot and holding a lotus—mirrors Venus’s dominion over precious metals, gems, and the refinement of wealth. This remediation is also recommended during Sade Sati, when weak Mercury occupies a dusthāna, or when the 2nd lord is in a 6/8/12 relationship with Venus. The devotee performs japa of the Dhana Lakshmi mantra “Om Hreem Shreem Kleem Dhana Lakshmi Namah” 108 times on a Friday, using a gold-colored or crystal rosary, after offering a pot of rice, turmeric, and a gold coin. Complementary observances include fasting until noon, donating gold or yellow items to a temple, and lighting a ghee lamp before the image.
The year of Dhana Lakshmi
Tīrthas & major shrines
Where to read further
Dance, music, art & literature
Dhana Lakshmi is widely worshipped during Diwali, particularly on Dhanteras, when gold and utensils are purchased as auspicious symbols. In South India, Varalakshmi Vratam is observed to seek her blessings for financial stability. During Navaratri, she is venerated as one of the nine forms of the goddess.
Temples dedicated to Ashtalakshmi, such as the one in Chennai, feature her shrine prominently. In Bharatanatyam, the Ashtalakshmi dance sequence often includes a segment on Dhana Lakshmi, depicting her showering coins. Carnatic compositions like 'Dhana Lakshmi' by Muthuswami Dikshitar praise her.
In Tanjore paintings, she is depicted with a golden complexion and surrounded by symbols of wealth. Folk traditions in Maharashtra include the 'Dhana Lakshmi' vrata for prosperity. The goddess's influence extends to Southeast Asia, where in Bali, she is honored during Galungan as a bestower of prosperity.