The Dhana Riksha Mantra is a sacred invocation primarily associated with the deities Lakshmi and Kubera, aimed at clearing debts and achieving financial freedom. The term 'Dhana Riksha' combines 'dhana' (wealth) and 'riksha' (liberation or release), signifying the mantra's purpose of releasing one from financial burdens. According to the Lakshmi Tantra, a key Vaishnava Agama text, this mantra is prescribed for those seeking relief from debt (runa) and the restoration of prosperity. The mantra's beej-akshara (seed syllable) 'Om' is the primordial sound, while 'Dhana Riksham' invokes the essence of wealth liberation. The repetition 'Kuru Kuru' is an imperative urging swift action, and 'Swaha' is the offering term used in homa (fire rituals).
The associated mantra 'Om Runa Mukti Pradayai Namah' directly salutes the goddess who grants freedom from debt. Phonetically, the mantra employs dental and guttural sounds that are believed to stimulate the root and sacral chakras, aligning with material stability and abundance. Traditional purposes include repayment of loans, release from financial burdens, and liberation from the cycle of debt (runa mukti). The mantra is often chanted during auspicious times such as Akshaya Tritiya and Dhanteras, as noted in Jyotisha texts, which consider these periods highly favorable for wealth-related rituals. Recommended chanting context includes 108 repetitions daily, preferably at sunrise or during the waxing moon phase, facing east.
Ritual settings may involve a clean space with an image of Lakshmi or Kubera, offering white flowers, incense, and a lamp. Some traditions advise performing a homa with sesame seeds and ghee while chanting the mantra. Cautions include avoiding chanting during eclipses or without proper purification, as the mantra is considered powerful for material results. It is also recommended to maintain a charitable mindset, as the Lakshmi Tantra emphasizes that wealth should be used for righteous purposes. The mantra is pan-Indian in worship, with no regional restrictions, and is accessible to all householders seeking financial stability.
Om, O wealth-liberation, do, do, svāhā!
The mantra contains the seed syllable 'Oṁ' as the primordial beej. The repetition 'Kuru Kuru' is an imperative urging swift action, and 'Svāhā' is the offering term. No other distinct beej-aksharas are present.